AdityaSpeaks

Well, if you are not then you are missing something (infact a lot). I talked about this to many people and they are usually surrounded by the “Sky is always falling” attitude. “Baap re baaap, stock market mein to log barbaad ho jate hain” (IN ENGLISH : Oh My god ! People playing in stock market go bankrupt) is what i hear many times from people around. Well if a person jumps into water without knowing how to swim and gets drowed, is it water’s mistake or the persons ? Perhaps, it was time in the early 80 - 90s when many frauds etc happened in the indian market and this has created a wrong concept in the minds of the people. Situation has changed now. The Indian market is booming and money flowing from the foreign countries like anything, wise people multiplying their wealth like anything (Offcourse, “The sky is always falling” for the loosers). I descided long back, that i wont be a looser offcourse. Well and i would suggest anyone not to be a looser. The phenomenon and the proverb of “No Risk No Gain” is what i have learnt in my life the hard way. Its true and my favorite proverb.

Gaining from the stock market has many ways. Three of which are -

1. Investing money buy buying stocks and shares.
2. Investing in Mutual Funds
3. ULIPs.

I would like to share my small opinion on all the three types of instrument.s

1. Investing money buy buying stocks and shares. - This again could be divided into two parts - Creamy stocks and penny stocks. Creamy stocks generally means big companies which are well reputed, well managed, well established and have a good history. Generally they dont carry much risk if you are investing for long term. A Stock like Reliance Industries will double your wealth in about 1 - 2 years if you stick to the “Buy and Forget” philosophy. Larger stocks carry very less risk. And you can also see which companies have ambitious plans, make your own analysis and buy then for long term. There are penny stocks too in the market. They carry very high amount of risk. Usually they are very less priced say 1 - 10 rupees and are generally very new companies. They do carry very high risk but they are the stocks in which most of the fortunes are made. Most of the new companies run by ambitious entrepreneurs who have an ambition to make it big, generally multiply many times very soon. Example was Balasore Alloys which prices 5 rupees last year septenber and now it is around 40 rupees. How does 8 times in 1 year sound ?

2. Investing through Mutual Funds - Everyone knows this. I believe there is absolutely no guarentee in anything. But still if you dont wanna take a big risk, then put your money in mutual funds. Well for good funds, i can always assure you minimum 25 - 30% return (greater than bank intruments offcourse)
3. ULIPs - Mutual funds linked with insurance are generally known as ULIP(s). A safe way to benefit from life insurance along with profiting from the stock market.

My Portfolio

Well now the question comes what i am holding right now in the indian market. I have holding two stocks , one of ICICI (A reputed company) and another of IKF Technolgies (Good future penny stocks). Apart from these, i hold 5 mutual funds too. See my portfolio here -